Insurance

In-Network

I am currently in network with the following Health Insurance Plans:

Oregon

• AETNA

• Pacific Source

Maryland

• Johns Hopkins Employer Health Plan (EHP)

If you plan on using insurance, please understand that while I am an in-network provider with these insurance companies, each plan is different and your benefits are contracted between you and your insurance company. I do not have control over the benefits, deductibles, coverage, or fees associated with your plan. You are responsible for knowing the benefits of your specific plan. Please contact your insurance company directly to get details regarding coverage.

Out-of-Network

For all other insurance companies, I am considered an out-of-network provider. This means if your insurance company offers out-of-network benefits, you should receive some reimbursement for the cost of services. Most insurance companies that provide out-of-network benefits cover between 50%-75% of the cost per session. I will be happy to provide the necessary documentation for you to receive reimbursement for services. It is recommended that you contact your insurance provider and inquire about “out-of-network” benefits.

Questions to ask your insurance company about your mental health benefits:

• Do I have out-of-network mental health benefits?

• What amount will I be reimbursed for the following services?

• CPT Code 90791 (initial consultation)

• CPT Code 90834 (subsequent psychotherapy sessions)

• Is there a deductible I need to meet each year before I can begin to receive reimbursement for sessions?

• Is there a session limit per year?

• Is there preauthorization required? If so, what information do you need for this? Is there a specific form that needs to be filled out?